If your vehicle has been in an accident, one of the first questions you may ask is: Is Auto Paint Refinishing Covered by Insurance? It’s a common concern, especially when the damage includes scratched panels, chipped paint, or areas that need full repainting. At Black Horse Collision , we guide customers through this situation every day. The good news is that in many cases, insurance does cover auto paint refinishing and replacement. However, coverage depends on the type of p